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Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS Website / App YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS Website / App. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS Website / App.You are strictly prohibited from unauthorized use of our systems or this Website / App, including but not limited to unauthorized entry into our systems, or misuse of any information posted to this Website / App. You acknowledge that we may disclose and transfer any information that you provide through this Website / App to (i) any company within the Gain Miles Group Limited and its subsidiaries (collectively, ''GUM'', ''we'', ''our'' or ''us'')'', its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website / App you agree to such transfers. Use of this Website / App may be monitored, tracked and recorded. Anyone using this Website / App expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of these Terms and Conditions posted on the Website / App.
1. Copyright and Trademark
2. Website / App content and materials
3. Suitability and Appropriateness
4. Potential Disruption of Service
5. Links to other Website / Apps
6. LIMITATION OF LIABILITY
7. Enforceability and Governing Law

Subsidy coupon Terms & Conditions:

1. The subsidy coupon(s) can only be used by you and are non-transferable and may not be reproduced, copied, or shared in any form.2. The subsidy coupon(s) has no cash value and cannot be exchanged for cash or credit.3. The subsidy coupon(s) can only be used once.4. The subsidy is provided by your employer, and is applicable only to eligible employees as determined by your employer. You can get the subsidy reimbursement from your employer after full payment on selected insurance plan, for more details please check with your employer.5. The value, expiry date, actual reimbursement amount, reimbursement date and payment method of the subsidy is subject to your employer's decision, for more details please check with your employer.6. In case of any cancelation of selected insurance plan after select/purchase, the subsidy may not apply.7. Gain Miles Assurance Consultants Limited (“GUM”) reserves the right to modify or terminate any subsidy offers at any time without prior notice.8. To the largest extent permitted by law, GUM reserves the right of final decision and interpretation of the above-mentioned terms and conditions.By using the subsidy coupon, you agree to abide by the terms and conditions mentioned above. GUM reserves the right to enforce these terms and conditions and take appropriate action in case of any violation.

Promotional offer Terms & Conditions:

1. The promotional offer is valid until the expiry date of which as shown on GUM app.2. The promotional offer can only be used by you and are non-transferable and may not be reproduced, copied, or shared in any form.3. The promotional offer is provided by Insurer, and is applicable only to selected insurance plan as determined by Insurer. For more details please check with our team.4. In case of any cancelation of selected insurance plan after select/purchase, the promotional offer may not apply.5. The value and the actual amount of the promotional offer is subject to Insurer's decision, for more details please check with our team.6. Gain Miles Assurance Consultants Limited (“GUM”) reserves the right to modify or terminate any promotion offered at any time without prior notice.7. To the largest extent permitted by law, GUM reserves the right of final decision and interpretation of the above-mentioned terms and conditions.By using the promotional offer, you agree to abide by the terms and conditions mentioned above. GUM reserves the right to enforce these terms and conditions and take appropriate action in case of any violation.
Last update: 22 December 2023